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Companion Resources: Holiday Money Without the Regret

Practical worksheets, trackers, calendars, checklists, and scripts to help you plan, spend, and recover with less stress.

Master Holiday Budget Worksheet

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Plan, track, and review your holiday spending.

PDF

Gift List Tracker

Budget, buy, wrap, and give—name by name.

PDF

The Countdown Calendar

A practical plan from early November through the second week of January.

PDF

Scam Response Checklist

What to do in the first hour, plus the red flags to watch for.

PDF

Scripts for Tricky Conversations

Short, warm wording for money conversations.

PDF

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